Terms of service

Effective from: April 12, 2026

1. Introductory provisions

These terms of service (hereinafter "Terms") apply between:

  • the app operator: Lidmila Maršálková, Czech company ID: 05684447, not a VAT payer, registered office at Jindice 115, 285 04 Rašovice-Uhlířské Janovice, Czech Republic (hereinafter also the "operator" or "we"), registered in the Czech Trade Licence Register,
  • the app user (hereinafter also the "user" or "you").

These Terms govern your use of the Kvitta mobile app (Android) and the web app at kvitta.app (jointly the "App"). By downloading, installing, or using the App, you agree to these Terms.

2. Scope of the service

Kvitta is an app for managing and sharing joint expenses. It lets you create groups, record expenses, automatically calculate shares, propose debt settlements, convert currencies, and export reports.

The App serves purely as a tool for tracking shared expenses and does not replace professional accounting or financial advice.

3. Download and availability

  • You download the Kvitta mobile app (Android) through the Google Play Store. All payments and license management go through Google Play and are governed by Google's terms.
  • The web app is available at kvitta.app in modern web browsers.
  • Both versions require registration via Firebase Authentication (Google account or email).

4. Pricing and payments

  • The price list is shown on the app's Google Play page. The free version contains ads (Google AdMob).
  • Payments are processed through the Google Play payment system and are governed by Google's terms.
  • If you are entitled to a refund under Google Play rules (e.g. within 48 hours of download), follow the Google Play instructions.

5. Registration and user account

Using the App requires registration. The user is required to provide truthful information and to protect their account credentials. The user is responsible for all activity performed under their account.

6. Usage rules

The user agrees to:

  • Use the App in line with applicable laws
  • Not misuse the App for fraudulent or unlawful purposes
  • Not interfere with the technical operation of the App
  • Not reverse-engineer the App or scrape data through automated means
  • Respect the rights of other users

7. Intellectual property rights

The App and all of its content (code, graphics, texts) are protected by copyright. Ownership rights remain with the operator. Without our prior written consent, you may not copy, modify, distribute the App, or create derivative works.

The user retains ownership of the data they enter into the App.

8. Limitation of liability

  • The App is provided "as is" without any warranty that it is fit for a particular purpose.
  • We assume no liability for damages arising from use of the App — except where the law explicitly requires otherwise.
  • We are not responsible for the accuracy of financial data entered by users. Calculations in the App serve only as an informational overview of shared expenses and do not replace professional financial advice.
  • OCR receipt scanning results (Google ML Kit) may contain inaccuracies.

9. Personal data protection

For details on how we process personal data collected through the App, see our Privacy policy.

10. Cookies and analytics

On the web we use analytics cookies (Google Analytics) only after your consent in the cookie banner. Without consent, analytics scripts do not load. Details are in the Privacy policy.

11. Service termination

  • You can stop using the App any time by uninstalling it from your device or deleting your account. For account deletion steps, see Account & data deletion.
  • The operator may terminate your access to the App in case of a breach of these Terms.
  • The operator reserves the right to discontinue the App. The user will be notified of such a change in advance when possible.

12. Changes to the Terms

We reserve the right to modify these Terms at any time. The new version takes effect upon publication in the App or on the website. If you do not agree with them, stop using the App and uninstall it.

13. Governing law and dispute resolution

These Terms are governed by Czech law. Any disputes will be heard by the competent court in the Czech Republic. If you qualify as a consumer, applicable consumer-protection law takes precedence.

As a consumer you have the right to out-of-court resolution of consumer disputes through the Czech Trade Inspection Authority (ČOI). For online dispute resolution you can use the EU ODR platform.

14. Final provisions

If any provision of these Terms is held invalid or unenforceable, the remaining provisions remain in full force.

For questions about the App contact us at: podpora@kvitta.app

Operator: hello@codewhiskers.app

These Terms take effect on April 12, 2026.